Refinancing Services

Refinance Smarter. Keep More of What You Earn.

Whether you're lowering your rate, pulling equity, or restructuring a non-owner occupied portfolio, Pivot Point Partners LLC delivers refinancing solutions built around your numbers — not a one-size-fits-all product.

Share:
660+
Credit score required
1–8
Units (non-owner occupied)
75%
Max cash-out LTV
DSCR
No income verification
Eligibility

Do You Qualify?

Loan Type
DSCR (Debt Service Coverage Ratio)
Transaction
Purchase or refinance
Property Type
Non-owner occupied single family residential
Units
1 – 8 units
Credit Score
660 or better
Max Cash-Out (Refi)
Up to 75% LTV
Down Payment (Purchase)
20% down
Income Verification
None — rental income qualifies
What We Offer

Refinancing Solutions for Investors

DSCR Refinance — Non-Owner Occupied

Refinance single family to 8-unit investment properties using DSCR — no personal income verification. Pull up to 75% cash-out with a 660+ credit score. Qualification is based on the property's rental income.

Rate & Term Refinance

Lower your interest rate, shorten your loan term, or both. We analyze your current loan and identify the best available products for your profile.

Cash-Out Refinance

Unlock equity in your investment property to fund renovations, acquire new assets, or consolidate debt — without selling what you've built.

Portfolio Refinancing

Own multiple properties? We help you refinance across your portfolio strategically — improving cash flow and positioning you for your next acquisition.

DSCR Purchase Loans

Buy non-owner occupied single family to 8-unit properties with 20% down. No income verification — qualification is driven by the property's rental income. 660 or better credit score required.

No Income Verification Required

DSCR programs qualify on the property's cash flow alone — no W-2s, no tax returns, no pay stubs. Ideal for self-employed investors and those with non-traditional income.

The Process

From Application to Closing

01

Profile Review

We review your current loan, property value, credit profile, and goals to identify the best refinance path.

02

Lender Matching

We connect you with lenders who specialize in non-owner occupied and investment property refinancing.

03

Application & Approval

We guide you through the application, documentation, and underwriting process to keep things moving.

04

Close & Save

Lock in your new rate, access your equity, or restructure your debt — and start benefiting from day one.

Get Started

See What You Qualify For

Tell us about your property and goals. One of our consulting managers will reach out within 24 hours with your options.

  • 660+ credit score required
  • Non-owner occupied SFR, 1–8 units
  • Conventional, DSCR & portfolio products
  • Response within 24 hours
Pivot Point Partners LLC

Dedicated to finding you the best real estate solutions — with as little as 0% down and a 630+ credit score. Your path to ownership starts here.

Consulting Managers

Dashun L. Green

Contact Us

  • Schedule a Consultation
  • dashun@pivotpointpt.com
  • Serving clients nationwide

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Real Estate Solutions & Consulting